:root{--bg-dark: #080d1a;--bg-dark-surface: #0f172a;--bg-dark-card: #141e33;--bg-page: #f8fafc;--bg-card: #ffffff;--bg-muted: #f1f5f9;--primary: #059669;--primary-hover: #047857;--primary-light: #10b981;--primary-subtle: #d1fae5;--primary-glow: rgba(16, 185, 129, .25);--gold: #d97706;--gold-hover: #b45309;--gold-light: #f59e0b;--gold-subtle: #fef3c7;--gold-glow: rgba(245, 158, 11, .25);--slate-900: #0f172a;--slate-800: #1e293b;--slate-700: #334155;--slate-600: #475569;--slate-500: #64748b;--slate-400: #94a3b8;--slate-300: #cbd5e1;--slate-200: #e2e8f0;--slate-100: #f1f5f9;--white: #ffffff;--border-light: rgba(15, 23, 42, .08);--border-dark: rgba(255, 255, 255, .08);--radius-sm: 8px;--radius-md: 14px;--radius-lg: 20px;--radius-xl: 28px;--radius-full: 9999px;--font-body: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, sans-serif;--font-heading: "Outfit", sans-serif;--font-serif: "Playfair Display", Georgia, serif;--shadow-sm: 0 2px 8px rgba(0, 0, 0, .04);--shadow-md: 0 10px 25px -5px rgba(0, 0, 0, .06), 0 8px 10px -6px rgba(0, 0, 0, .04);--shadow-lg: 0 20px 40px -15px rgba(0, 0, 0, .08);--shadow-xl: 0 25px 50px -12px rgba(15, 23, 42, .15);--shadow-emerald: 0 12px 30px -8px rgba(16, 185, 129, .4);--shadow-gold: 0 12px 30px -8px rgba(245, 158, 11, .35);--transition-smooth: all .28s cubic-bezier(.4, 0, .2, 1)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px;width:100%;max-width:100%;overflow-x:hidden}body{font-family:var(--font-body);background-color:var(--bg-page);color:var(--slate-800);line-height:1.6;width:100%;max-width:100%;overflow-x:hidden;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;display:flex;flex-direction:column;min-height:100vh;position:relative}.ambient-grid{position:fixed;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(rgba(16,185,129,.04) 1px,transparent 1px);background-size:32px 32px;pointer-events:none;z-index:0}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);color:var(--slate-900);line-height:1.15;letter-spacing:-.02em}.serif-accent{font-family:var(--font-serif);font-style:italic;font-weight:700}p{color:var(--slate-600)}a{color:inherit;text-decoration:none}.container{width:100%;max-width:1240px;margin-left:auto;margin-right:auto;padding-left:24px;padding-right:24px;position:relative;z-index:1}.top-bar{background:#080d1a;color:#ffffffd9;font-size:12px;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.08);position:relative;z-index:1001;width:100%}.top-bar .container{max-width:1440px!important;padding-left:36px!important;padding-right:36px!important}.top-bar-content{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:nowrap}.top-bar-left{display:flex;align-items:center;gap:12px;white-space:nowrap}.top-badge{background:#10b98126;color:#34d399;padding:3px 10px;border-radius:var(--radius-full);font-weight:700;font-size:11px;white-space:nowrap}.top-bar-right{display:flex;align-items:center;gap:16px;white-space:nowrap}.top-link{color:#ffffffbf;text-decoration:none;font-size:12px;display:inline-flex;align-items:center;gap:6px;transition:color .2s;white-space:nowrap}.top-link:hover{color:#34d399}.top-link.top-portal-link{color:#34d399;font-weight:700}.top-link.staff-portal-link{color:#cbd5e1;font-weight:600}header,.site-header,.header{position:sticky;top:0;left:0;right:0;width:100%;z-index:1000;background:#fffffff5;backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--border-light);transition:var(--transition-smooth)}.site-header .container,header .container,.header .container{max-width:1440px!important;width:100%!important;padding-left:36px!important;padding-right:36px!important}header.scrolled,.site-header.scrolled,.header.scrolled{background:#fff;box-shadow:0 4px 25px #00000014}.header-inner,.nav-wrapper,.nav-container{display:flex!important;flex-direction:row!important;align-items:center!important;justify-content:space-between!important;flex-wrap:nowrap!important;height:76px;gap:24px;width:100%!important}.brand-logo,.logo{display:flex;align-items:center;gap:12px;cursor:pointer;text-decoration:none;flex-shrink:0}.brand-hex,.logo-mark{width:42px;height:42px;background:linear-gradient(135deg,#059669,#10b981);clip-path:polygon(50% 0%,93% 25%,93% 75%,50% 100%,7% 75%,7% 25%);display:flex;align-items:center;justify-content:center;color:#fff;font-family:var(--font-heading);font-weight:900;font-size:20px;box-shadow:0 4px 12px #05966959;transition:transform .3s cubic-bezier(.34,1.56,.64,1);flex-shrink:0}.brand-logo:hover .brand-hex,.logo:hover .logo-mark{transform:scale(1.08) rotate(4deg)}.brand-text,.logo-text{display:flex;flex-direction:column}.brand-title,.brand-name{font-family:var(--font-heading);font-size:18.5px;font-weight:800;color:var(--slate-900);letter-spacing:-.02em;line-height:1.1;white-space:nowrap}.brand-title span,.brand-sub,.brand-highlight{color:var(--primary)}.brand-tag,.brand-tagline{font-size:10.5px;font-weight:700;color:var(--slate-500);letter-spacing:.05em;text-transform:uppercase}.nav-links-desktop,.nav-links{display:flex;align-items:center;gap:20px;list-style:none;margin:0;padding:0}.nav-link{font-size:14px;font-weight:600;color:var(--slate-700);transition:var(--transition-smooth);cursor:pointer;position:relative;padding:8px 2px;text-decoration:none;white-space:nowrap}.nav-link:after{content:"";position:absolute;bottom:0;left:50%;transform:translate(-50%);width:0;height:2px;background:var(--primary);border-radius:2px;transition:width .25s ease}.nav-link:hover,.nav-link.active{color:var(--primary)}.nav-link:hover:after,.nav-link.active:after{width:100%}.nav-actions,.nav-cta-wrap{display:flex;align-items:center;gap:12px;flex-shrink:0}.hamburger-btn,.hamburger{display:none;width:42px;height:42px;border-radius:var(--radius-md);background:var(--slate-100);border:1px solid var(--border-light);align-items:center;justify-content:center;cursor:pointer;color:var(--slate-800);transition:var(--transition-smooth)}.hamburger-btn:hover,.hamburger:hover{background:var(--primary-subtle);color:var(--primary)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--font-body);font-size:14px;font-weight:700;padding:10px 22px;border-radius:var(--radius-full);border:1px solid transparent;cursor:pointer;transition:var(--transition-smooth);text-decoration:none;white-space:nowrap;-webkit-user-select:none;user-select:none}.btn-sm{padding:8px 16px;font-size:13px}.btn-lg{padding:15px 32px;font-size:16px}.btn-primary{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-light) 100%);color:#fff!important;box-shadow:var(--shadow-emerald)}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 36px -6px #10b98180;color:#fff!important}.btn-secondary{background:var(--slate-900);color:#fff!important}.btn-secondary:hover{background:var(--slate-800);transform:translateY(-2px);box-shadow:var(--shadow-md);color:#fff!important}.btn-outline{background:transparent;border-color:var(--slate-300);color:var(--slate-700)}.btn-outline:hover{border-color:var(--slate-900);background:var(--slate-900);color:#fff!important;transform:translateY(-2px)}.btn-gold{background:linear-gradient(135deg,var(--gold) 0%,var(--gold-light) 100%);color:#fff!important;box-shadow:var(--shadow-gold)}.btn-gold:hover{transform:translateY(-2px);box-shadow:0 16px 36px -6px #f59e0b80;color:#fff!important}.btn-portal{background:#0f172a0d;border:1px solid var(--border-light);color:var(--slate-700)}.btn-portal:hover{background:var(--slate-900);color:#fff!important;border-color:var(--slate-900)}@media(max-width:1180px){.nav-links-desktop{gap:12px}.nav-link{font-size:13px;padding:6px 0}}@media(max-width:1080px){.nav-links-desktop{display:none!important}.hamburger-btn,.hamburger{display:inline-flex!important}}@media(max-width:860px){.top-bar{display:none!important}.site-header .container,header .container,.header .container{padding-left:16px!important;padding-right:16px!important}.header-inner{height:64px;gap:12px}.brand-title{font-size:15px}.brand-tag{display:none}.nav-cta-wrap .btn-portal{display:none!important}.btn-sm{padding:7px 14px;font-size:12px}}.mobile-drawer{position:fixed;top:0;right:0;bottom:0;left:0;z-index:1200;background:#080d1a99;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);opacity:0;pointer-events:none;transition:opacity .3s ease}.mobile-drawer.open{opacity:1;pointer-events:auto}.mobile-drawer-content{position:absolute;top:0;right:0;width:85%;max-width:380px;height:100%;background:var(--bg-dark-surface);color:#fff;padding:32px 28px;display:flex;flex-direction:column;transform:translate(100%);transition:transform .35s cubic-bezier(.16,1,.3,1);box-shadow:-10px 0 40px #0006;overflow-y:auto}.mobile-drawer.open .mobile-drawer-content{transform:translate(0)}.mobile-drawer-header{display:flex;align-items:center;justify-content:space-between;padding-bottom:24px;border-bottom:1px solid var(--border-dark)}.mobile-close-btn{background:#ffffff14;border:none;width:36px;height:36px;border-radius:50%;color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer}.mobile-nav-links{list-style:none;display:flex;flex-direction:column;gap:16px;margin:32px 0}.mobile-nav-links a{font-family:var(--font-heading);font-size:19px;font-weight:700;color:#ffffffd9;padding:8px 0;display:flex;align-items:center;justify-content:space-between;transition:color .2s}.mobile-nav-links a:hover,.mobile-nav-links a.active{color:var(--primary-light)}.mobile-drawer-footer{margin-top:auto;display:flex;flex-direction:column;gap:12px;padding-top:24px;border-top:1px solid var(--border-dark)}.page-banner{background:linear-gradient(145deg,#090d16,#0f172a 60%,#064e3b);color:#fff;padding:150px 0 80px;position:relative;overflow:hidden;text-align:center}.page-banner:before{content:"";position:absolute;top:0;left:50%;transform:translate(-50%);width:800px;height:400px;background:radial-gradient(circle,rgba(16,185,129,.18),transparent 70%);border-radius:50%;pointer-events:none}.page-eyebrow{display:inline-flex;align-items:center;gap:8px;background:#10b98126;border:1px solid rgba(16,185,129,.3);color:#34d399;font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:6px 16px;border-radius:var(--radius-full);margin-bottom:20px}.page-banner h1{font-size:clamp(36px,5vw,56px);font-weight:900;color:#fff;margin-bottom:16px;line-height:1.1}.page-banner p{font-size:18px;color:#ffffffb3;max-width:660px;margin:0 auto;font-weight:400}.hero-section{background:linear-gradient(160deg,#080d1a,#0f172a,#063d2e);color:#fff;padding:160px 0 100px;position:relative;overflow:hidden}.hero-glow-1{position:absolute;top:-150px;left:-150px;width:600px;height:600px;border-radius:50%;background:radial-gradient(circle,rgba(16,185,129,.2),transparent 70%);filter:blur(60px);pointer-events:none}.hero-glow-2{position:absolute;bottom:-100px;right:-100px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(245,158,11,.15),transparent 70%);filter:blur(60px);pointer-events:none}.hero-content{text-align:center;max-width:880px;margin:0 auto;position:relative;z-index:2}.hero-badge{display:inline-flex;align-items:center;gap:10px;background:#ffffff14;border:1px solid rgba(255,255,255,.15);padding:8px 20px;border-radius:var(--radius-full);font-size:13px;font-weight:600;color:#e2e8f0;margin-bottom:32px;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.hero-badge .pulse-dot{width:8px;height:8px;background:#10b981;border-radius:50%;box-shadow:0 0 #10b981b3;animation:pulseGlow 2s infinite}@keyframes pulseGlow{0%{transform:scale(.95);box-shadow:0 0 #10b981b3}70%{transform:scale(1);box-shadow:0 0 0 10px #10b98100}to{transform:scale(.95);box-shadow:0 0 #10b98100}}.hero-title{font-size:clamp(40px,6.5vw,76px);font-weight:900;line-height:1.06;color:#fff;margin-bottom:24px;letter-spacing:-.03em}.hero-title .gradient-text{background:linear-gradient(135deg,#34d399,#10b981,#fbbf24);-webkit-background-clip:text;-webkit-text-fill-color:transparent}.hero-description{font-size:clamp(16px,2vw,20px);color:#ffffffbf;max-width:680px;margin:0 auto 40px;font-weight:300;line-height:1.7}.hero-cta-group{display:flex;align-items:center;justify-content:center;gap:16px;flex-wrap:wrap;margin-bottom:60px}.trust-strip{background:#ffffff0d;border:1px solid rgba(255,255,255,.1);border-radius:var(--radius-xl);padding:28px 40px;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);display:grid;grid-template-columns:repeat(4,1fr);gap:24px;max-width:1060px;margin:0 auto}.trust-stat-item{display:flex;flex-direction:column;align-items:center;text-align:center;position:relative}.trust-stat-item:not(:last-child):after{content:"";position:absolute;right:-12px;top:20%;height:60%;width:1px;background:#ffffff1a}.trust-stat-num{font-family:var(--font-heading);font-size:36px;font-weight:800;color:#34d399;line-height:1;margin-bottom:6px;letter-spacing:-.02em}.trust-stat-num.gold{color:#fbbf24}.trust-stat-label{font-size:12px;font-weight:600;color:#ffffff8c;text-transform:uppercase;letter-spacing:.08em}.calculator-section{padding:90px 0;background:var(--bg-page);position:relative}.calc-card{background:var(--bg-card);border:1px solid var(--border-light);border-radius:var(--radius-xl);box-shadow:var(--shadow-xl);overflow:hidden;display:grid;grid-template-columns:1.2fr .8fr}.calc-controls{padding:48px}.calc-header{margin-bottom:36px}.calc-eyebrow{color:var(--primary);font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;margin-bottom:8px}.calc-title{font-size:28px;font-weight:800;color:var(--slate-900);margin-bottom:8px}.calc-sub{font-size:14px;color:var(--slate-500)}.calc-group{margin-bottom:32px}.calc-label-row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:12px}.calc-label{font-size:14px;font-weight:700;color:var(--slate-700)}.calc-value-display{font-family:var(--font-heading);font-size:24px;font-weight:800;color:var(--primary)}.range-slider{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:100%;height:8px;border-radius:4px;background:var(--slate-200);outline:none;transition:background .2s}.range-slider::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:24px;height:24px;border-radius:50%;background:var(--primary);cursor:pointer;box-shadow:0 2px 10px #05966966;border:3px solid #ffffff;transition:transform .15s ease}.range-slider::-webkit-slider-thumb:hover{transform:scale(1.15)}.calc-presets{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}.preset-btn{padding:6px 12px;background:var(--slate-100);border:1px solid var(--slate-200);border-radius:var(--radius-sm);font-size:12px;font-weight:600;color:var(--slate-700);cursor:pointer;transition:var(--transition-smooth)}.preset-btn:hover,.preset-btn.active{background:var(--primary-subtle);border-color:var(--primary);color:var(--primary)}.tenure-pills{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.tenure-pill{padding:12px 8px;text-align:center;background:var(--slate-100);border:1.5px solid transparent;border-radius:var(--radius-md);font-size:13px;font-weight:700;color:var(--slate-700);cursor:pointer;transition:var(--transition-smooth)}.tenure-pill:hover{border-color:var(--primary-light);background:#fff}.tenure-pill.active{background:var(--primary-subtle);border-color:var(--primary);color:var(--primary)}.calc-results{background:linear-gradient(150deg,#090d16,#0f172a);color:#fff;padding:48px 40px;display:flex;flex-direction:column;justify-content:space-between;position:relative}.calc-results:before{content:"";position:absolute;top:0;right:0;width:250px;height:250px;background:radial-gradient(circle,rgba(16,185,129,.15),transparent 70%);pointer-events:none}.res-top-badge{font-size:11px;font-weight:700;color:var(--gold-light);text-transform:uppercase;letter-spacing:.1em;margin-bottom:20px}.monthly-repay-box{margin-bottom:32px}.monthly-repay-label{font-size:13px;color:#fff9;margin-bottom:4px}.monthly-repay-val{font-family:var(--font-heading);font-size:40px;font-weight:900;color:#34d399;line-height:1;letter-spacing:-.02em}.calc-breakdown-list{display:flex;flex-direction:column;gap:14px;margin-bottom:36px;border-top:1px solid rgba(255,255,255,.1);padding-top:20px}.calc-breakdown-row{display:flex;justify-content:space-between;align-items:center;font-size:14px}.calc-breakdown-row .row-label{color:#ffffffa6}.calc-breakdown-row .row-val{font-weight:700;color:#fff}.calc-breakdown-row.total-row{border-top:1px dashed rgba(255,255,255,.15);padding-top:12px;font-size:15px}.calc-breakdown-row.total-row .row-val{color:#fbbf24;font-size:18px}.section-spacing{padding:90px 0;position:relative}.section-header{text-align:center;max-width:680px;margin:0 auto 60px}.section-eyebrow{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--primary);margin-bottom:12px}.section-title{font-size:clamp(30px,4vw,44px);font-weight:800;color:var(--slate-900);line-height:1.15;margin-bottom:16px}.section-subtitle{font-size:16px;color:var(--slate-500);line-height:1.7}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.service-card{background:var(--bg-card);border:1px solid var(--border-light);border-radius:var(--radius-lg);padding:36px 32px;transition:var(--transition-smooth);position:relative;display:flex;flex-direction:column;box-shadow:var(--shadow-sm)}.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:#0596694d}.service-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary),var(--gold));opacity:0;border-top-left-radius:var(--radius-lg);border-top-right-radius:var(--radius-lg);transition:opacity .3s ease}.service-card:hover:before{opacity:1}.service-icon-wrap{width:56px;height:56px;border-radius:var(--radius-md);background:var(--primary-subtle);display:flex;align-items:center;justify-content:center;color:var(--primary);margin-bottom:24px;transition:transform .3s ease}.service-card:hover .service-icon-wrap{transform:scale(1.1) rotate(4deg)}.service-card h3{font-size:22px;font-weight:700;margin-bottom:12px}.service-card p{font-size:14px;color:var(--slate-500);margin-bottom:24px;line-height:1.65}.service-card-meta{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-bottom:24px;margin-top:auto}.service-tag{font-size:12px;font-weight:700;padding:4px 12px;border-radius:var(--radius-full);background:var(--slate-100);color:var(--slate-700)}.service-tag.highlight{background:var(--primary-subtle);color:var(--primary)}.card-action-link{display:inline-flex;align-items:center;gap:6px;font-size:14px;font-weight:700;color:var(--primary);cursor:pointer;transition:var(--transition-smooth)}.card-action-link:hover{gap:10px;color:var(--primary-hover)}.matrix-table-wrap{background:#fff;border:1px solid var(--border-light);border-radius:var(--radius-xl);padding:40px;box-shadow:var(--shadow-md);overflow-x:auto}.matrix-table{width:100%;border-collapse:collapse;text-align:left;font-size:14px}.matrix-table thead tr{border-bottom:2px solid var(--slate-200);color:var(--slate-900)}.matrix-table th{padding:14px 16px;font-family:var(--font-heading);font-weight:700}.matrix-table td{padding:16px;border-bottom:1px solid var(--slate-100)}.how-section{background:linear-gradient(150deg,#090d16,#0f172a);color:#fff;padding:100px 0;position:relative;overflow:hidden}.how-steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}.how-step-card{background:#ffffff0a;border:1px solid rgba(255,255,255,.08);border-radius:var(--radius-lg);padding:36px 28px;transition:var(--transition-smooth);position:relative}.how-step-card:hover{background:#ffffff14;transform:translateY(-4px);border-color:#34d3994d}.step-number-badge{width:48px;height:48px;border-radius:var(--radius-md);background:linear-gradient(135deg,var(--primary),var(--primary-light));color:#fff;font-family:var(--font-heading);font-size:20px;font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:24px;box-shadow:0 6px 16px #05966966}.how-step-card h4{font-size:18px;font-weight:700;color:#fff;margin-bottom:10px}.how-step-card p{font-size:14px;color:#fff9;line-height:1.6}.eligibility-widget{background:linear-gradient(135deg,#fff,#f1f5f9);border:1px solid var(--border-light);border-radius:var(--radius-xl);padding:48px;margin-top:60px;box-shadow:var(--shadow-lg)}.quiz-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin:32px 0}.quiz-field label{display:block;font-size:13px;font-weight:700;color:var(--slate-700);margin-bottom:8px}.quiz-field select,.quiz-field input{width:100%;padding:12px 16px;border:1.5px solid var(--slate-200);border-radius:var(--radius-md);font-family:var(--font-body);font-size:14px;color:var(--slate-800);background:#fff;outline:none;transition:border-color .2s}.quiz-field select:focus,.quiz-field input:focus{border-color:var(--primary)}.eligibility-result-box{display:none;background:#fff;border:1.5px solid var(--primary);border-radius:var(--radius-lg);padding:24px 32px;margin-top:24px;animation:fadeIn .4s ease forwards}.eligibility-result-box.show{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:20px}.branch-tabs{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-bottom:40px}.branch-tab-btn{padding:12px 24px;border-radius:var(--radius-full);background:var(--slate-100);border:1px solid var(--slate-200);font-size:14px;font-weight:700;color:var(--slate-700);cursor:pointer;transition:var(--transition-smooth)}.branch-tab-btn:hover,.branch-tab-btn.active{background:var(--slate-900);color:#fff;border-color:var(--slate-900)}.branch-card-display{background:var(--bg-card);border:1px solid var(--border-light);border-radius:var(--radius-xl);padding:48px;box-shadow:var(--shadow-md);display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.branch-info-list{display:flex;flex-direction:column;gap:20px}.branch-info-item{display:flex;gap:16px;align-items:flex-start}.branch-icon{width:40px;height:40px;border-radius:var(--radius-sm);background:var(--primary-subtle);color:var(--primary);display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px}.about-intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;margin-bottom:90px}.about-stats-strip{display:flex;gap:32px;flex-wrap:wrap}.about-vision-card{background:linear-gradient(145deg,#090d16,#064e3b);border-radius:var(--radius-xl);padding:48px;color:#fff;position:relative;overflow:hidden;box-shadow:var(--shadow-xl)}.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.team-card{background:#fff;border:1px solid var(--border-light);border-radius:var(--radius-lg);padding:28px;text-align:center;box-shadow:var(--shadow-sm);transition:var(--transition-smooth)}.team-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:#0596694d}.values-box{background:var(--bg-card);border:1px solid var(--border-light);border-radius:var(--radius-xl);padding:48px;box-shadow:var(--shadow-sm)}.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.contact-layout-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:start;margin-bottom:80px}.contact-form-card{background:#fff;border:1px solid var(--border-light);border-radius:var(--radius-xl);padding:48px;box-shadow:var(--shadow-md)}.contact-info-card{background:#fff;border:1px solid var(--border-light);border-radius:var(--radius-xl);padding:36px;box-shadow:var(--shadow-sm)}.contact-hours-card{background:var(--slate-900);border-radius:var(--radius-xl);padding:36px;color:#fff}.process-phases-list{display:flex;flex-direction:column;gap:32px;margin-bottom:60px}.process-phase-card{background:#fff;border:1px solid var(--border-light);border-radius:var(--radius-xl);padding:40px;display:grid;grid-template-columns:80px 1fr;gap:32px;align-items:start;box-shadow:var(--shadow-sm);transition:var(--transition-smooth)}.process-phase-card:hover{border-color:#0596694d;box-shadow:var(--shadow-md)}.process-phase-num{width:72px;height:72px;border-radius:50%;color:#fff;font-family:var(--font-heading);font-size:28px;font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0}.process-phase-num.phase-1{background:linear-gradient(135deg,var(--primary),var(--primary-light))}.process-phase-num.phase-2{background:linear-gradient(135deg,var(--gold),var(--gold-light))}.process-phase-num.phase-3{background:linear-gradient(135deg,var(--slate-900),var(--slate-700))}.process-phase-num.phase-4{background:linear-gradient(135deg,#10b981,#059669)}.docs-box{background:var(--slate-900);border-radius:var(--radius-xl);padding:48px;color:#fff;margin-bottom:60px}.docs-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.docs-card{background:#ffffff0d;padding:24px;border-radius:var(--radius-md);border:1px solid rgba(255,255,255,.08)}.wizard-container{max-width:860px;margin:0 auto;background:var(--bg-card);border:1px solid var(--border-light);border-radius:var(--radius-xl);box-shadow:var(--shadow-xl);padding:48px;position:relative}.wizard-progress-bar-wrap{margin-bottom:40px}.wizard-step-labels{display:flex;justify-content:space-between;margin-bottom:12px}.step-indicator-text{font-size:13px;font-weight:700;color:var(--slate-400)}.step-indicator-text.active{color:var(--primary)}.step-indicator-text.completed{color:var(--slate-800)}.progress-track{width:100%;height:6px;background:var(--slate-100);border-radius:4px;overflow:hidden}.progress-fill{height:100%;width:25%;background:linear-gradient(90deg,var(--primary),var(--primary-light));border-radius:4px;transition:width .4s ease}.wizard-step{display:none}.wizard-step.active{display:block;animation:fadeIn .35s ease forwards}.wizard-step-title{font-size:22px;font-weight:800;color:var(--slate-900);margin-bottom:8px}.wizard-step-desc{font-size:14px;color:var(--slate-500);margin-bottom:32px}.form-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px}.form-group{display:flex;flex-direction:column;gap:6px;margin-bottom:20px}.form-group label{font-size:13px;font-weight:700;color:var(--slate-700)}.form-control{padding:13px 18px;border:1.5px solid var(--slate-200);border-radius:var(--radius-md);font-family:var(--font-body);font-size:14px;color:var(--slate-900);background:var(--bg-muted);outline:none;transition:border-color .2s,background-color .2s}.form-control:focus{border-color:var(--primary);background:#fff}textarea.form-control{min-height:100px;resize:vertical}.loan-type-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:24px}.loan-type-box{border:2px solid var(--slate-200);border-radius:var(--radius-md);padding:16px;text-align:center;cursor:pointer;transition:var(--transition-smooth);background:var(--bg-muted)}.loan-type-box:hover{border-color:var(--primary-light);background:#fff}.loan-type-box.selected{border-color:var(--primary);background:var(--primary-subtle);color:var(--primary)}.loan-type-box .lt-icon{font-size:24px;margin-bottom:6px}.loan-type-box .lt-name{font-size:13px;font-weight:700}.wizard-nav-btns{display:flex;justify-content:space-between;align-items:center;margin-top:36px;padding-top:24px;border-top:1px solid var(--border-light)}.faq-search-wrapper{max-width:600px;margin:0 auto 36px;position:relative}.faq-search-input{width:100%;padding:16px 24px 16px 52px;border:1.5px solid var(--slate-200);border-radius:var(--radius-full);font-family:var(--font-body);font-size:15px;background:#fff;box-shadow:var(--shadow-sm);outline:none;transition:border-color .2s}.faq-search-input:focus{border-color:var(--primary)}.faq-search-icon{position:absolute;left:20px;top:50%;transform:translateY(-50%);color:var(--slate-400)}.faq-categories{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-bottom:40px}.faq-pill{padding:8px 18px;background:#fff;border:1px solid var(--slate-200);border-radius:var(--radius-full);font-size:13px;font-weight:600;color:var(--slate-600);cursor:pointer;transition:var(--transition-smooth)}.faq-pill:hover,.faq-pill.active{background:var(--primary);border-color:var(--primary);color:#fff}.faq-accordion{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:14px}.faq-item{background:var(--bg-card);border:1px solid var(--border-light);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm);transition:var(--transition-smooth)}.faq-item:hover{border-color:var(--slate-300)}.faq-question-btn{width:100%;padding:22px 28px;display:flex;align-items:center;justify-content:space-between;gap:16px;background:transparent;border:none;font-family:var(--font-heading);font-size:17px;font-weight:700;color:var(--slate-900);text-align:left;cursor:pointer}.faq-toggle-icon{width:32px;height:32px;border-radius:50%;background:var(--slate-100);display:flex;align-items:center;justify-content:center;flex-shrink:0;font-weight:700;transition:transform .3s ease,background-color .3s}.faq-item.open .faq-toggle-icon{transform:rotate(45deg);background:var(--primary-subtle);color:var(--primary)}.faq-answer{max-height:0;overflow:hidden;transition:max-height .35s cubic-bezier(0,1,0,1),padding .3s;color:var(--slate-600);font-size:15px;line-height:1.7}.faq-item.open .faq-answer{max-height:500px;padding:0 28px 24px;transition:max-height .35s ease,padding .3s}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.testimonial-card{background:var(--bg-card);border:1px solid var(--border-light);border-radius:var(--radius-lg);padding:36px 32px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;justify-content:space-between;transition:var(--transition-smooth)}.testimonial-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.star-rating{color:#f59e0b;display:flex;gap:4px;margin-bottom:16px}.testimonial-quote{font-size:15px;color:var(--slate-700);line-height:1.7;margin-bottom:24px;font-style:italic}.testimonial-author-row{display:flex;align-items:center;gap:14px}.author-avatar-circle{width:46px;height:46px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--primary-light));color:#fff;font-family:var(--font-heading);font-weight:800;font-size:16px;display:flex;align-items:center;justify-content:center}.cta-banner-box{background:linear-gradient(145deg,#090d16,#0f172a 60%,#064e3b);border-radius:var(--radius-xl);padding:72px 60px;color:#fff;text-align:center;position:relative;overflow:hidden;box-shadow:var(--shadow-xl)}.cta-banner-box:before{content:"";position:absolute;top:-150px;left:50%;transform:translate(-50%);width:600px;height:300px;background:radial-gradient(circle,rgba(16,185,129,.25),transparent 70%);pointer-events:none}main{flex:1 0 auto}footer,.footer{background:#060912;color:#ffffffb3;padding:30px 0 16px;border-top:1px solid rgba(255,255,255,.06);flex-shrink:0}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:24px;margin-bottom:18px;padding-bottom:18px;border-bottom:1px solid rgba(255,255,255,.07)}.footer-brand p,.footer-desc{font-size:12px;color:#ffffff80;margin-top:8px;line-height:1.5;max-width:280px}.footer-col h5,.footer-title{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:#fff;margin-bottom:10px}.footer-links-list,.footer-links{list-style:none;display:flex;flex-direction:column;gap:5px;margin:0;padding:0}.footer-links-list a,.footer-links a{font-size:12.5px;color:#fff9;transition:color .2s;cursor:pointer;text-decoration:none;line-height:1.4}.footer-links-list a:hover,.footer-links a:hover{color:var(--primary-light)}.footer-bottom{display:flex;justify-content:space-between;align-items:center;font-size:11.5px;color:#fff6;flex-wrap:wrap;gap:8px}.floating-dock{position:fixed;bottom:28px;right:28px;z-index:999;display:flex;flex-direction:column;align-items:flex-end;gap:10px}.float-wa-btn{display:flex;align-items:center;gap:10px;padding:12px 20px;background:#25d366;color:#fff!important;border-radius:var(--radius-full);font-size:14px;font-weight:700;box-shadow:0 8px 24px #25d36659;transition:var(--transition-smooth);text-decoration:none}.float-wa-btn:hover{transform:translateY(-3px) scale(1.03);box-shadow:0 12px 32px #25d36673;color:#fff!important}.toast-container{position:fixed;top:90px;right:24px;z-index:2000;display:flex;flex-direction:column;gap:12px;pointer-events:none}.toast-msg{pointer-events:auto;background:var(--slate-900);color:#fff;padding:16px 24px;border-radius:var(--radius-md);box-shadow:var(--shadow-xl);font-size:14px;font-weight:600;display:flex;align-items:center;gap:12px;animation:slideInRight .3s ease;max-width:400px;border-left:4px solid var(--primary)}.toast-msg.error{border-left-color:#ef4444}.toast-msg.warning{border-left-color:#f59e0b}@keyframes slideInRight{0%{transform:translate(100%);opacity:0}to{transform:translate(0);opacity:1}}@keyframes fadeIn{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}@media(max-width:1024px){.services-grid,.how-steps-grid{grid-template-columns:repeat(2,1fr)}.calc-card{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:32px}.quiz-grid{grid-template-columns:repeat(2,1fr)}.branch-card-display{grid-template-columns:1fr}}@media(max-width:768px){.container{padding-left:18px!important;padding-right:18px!important}.hero-section{padding:100px 0 50px!important}.page-banner{padding:100px 0 40px!important}.hero-title,.page-title,.hero-content h1{font-size:clamp(28px,7.5vw,38px)!important}.hero-content p,.page-subtitle,.section-subtitle{font-size:15px!important}.hero-trust-bar,.stats-strip,.trust-stats-grid{grid-template-columns:repeat(2,1fr)!important;gap:12px!important;padding:16px!important}.trust-stat-num{font-size:26px!important}.hero-cta-group{flex-direction:column;width:100%;gap:12px}.hero-cta-group .btn{width:100%;justify-content:center}.services-grid{grid-template-columns:1fr!important;gap:20px!important}.service-card{padding:32px 24px!important}.calculator-section{padding:50px 0!important}.calc-card{grid-template-columns:1fr!important}.calc-controls{padding:28px 20px!important}.calc-results{padding:32px 20px!important}.calc-title{font-size:22px!important}.tenure-pills{grid-template-columns:repeat(2,1fr)!important;gap:8px!important}.calc-presets{gap:6px}.preset-btn{padding:6px 10px;font-size:11.5px}.calc-value-display{font-size:20px}.res-monthly-amount{font-size:32px!important}.how-section{padding:60px 0!important}.how-steps-grid{grid-template-columns:1fr!important;gap:16px!important}.how-step-card{padding:24px 20px!important}.step-number-badge{width:42px;height:42px;font-size:18px;margin-bottom:16px}.footer,footer{padding:36px 0 20px!important}.footer-grid{grid-template-columns:1fr!important;gap:28px!important}.footer-brand p{max-width:100%!important}.footer-bottom{flex-direction:column!important;text-align:center;gap:8px!important}.about-intro-grid{grid-template-columns:1fr!important;gap:32px!important;margin-bottom:40px!important}.about-vision-card{padding:32px 20px!important}.about-stats-strip{gap:20px!important}.team-grid{grid-template-columns:repeat(2,1fr)!important;gap:14px!important}.values-box{padding:30px 20px!important}.values-grid{grid-template-columns:1fr!important;gap:24px!important}.contact-layout-grid{grid-template-columns:1fr!important;gap:32px!important;margin-bottom:40px!important}.contact-form-card,.contact-info-card,.contact-hours-card{padding:28px 20px!important}.branch-tabs{gap:8px!important;justify-content:flex-start!important;overflow-x:auto!important;padding-bottom:8px!important;flex-wrap:nowrap!important;-webkit-overflow-scrolling:touch}.branch-tab-btn{flex-shrink:0!important;font-size:13px!important;padding:9px 16px!important}.process-phases-list{gap:20px!important;margin-bottom:40px!important}.process-phase-card{grid-template-columns:1fr!important;gap:16px!important;padding:28px 20px!important}.process-phase-num{width:52px!important;height:52px!important;font-size:22px!important}.docs-box{padding:30px 20px!important;margin-bottom:40px!important}.docs-grid{grid-template-columns:1fr!important;gap:16px!important}.wizard-container{padding:24px 16px!important}.form-grid-2{grid-template-columns:1fr!important;gap:0!important}.loan-type-cards{grid-template-columns:repeat(2,1fr)!important;gap:10px!important}.wizard-step-labels,.step-indicator-text{font-size:11px!important}.matrix-table-wrap{padding:20px 16px!important}.testimonials-grid{grid-template-columns:1fr!important;gap:16px!important}.quiz-grid{grid-template-columns:1fr!important;gap:14px!important}.branch-card-display{grid-template-columns:1fr!important;padding:24px 18px!important;gap:20px!important}.grid-3{grid-template-columns:1fr!important;gap:16px!important}}@media(max-width:480px){.team-grid,.loan-type-cards{grid-template-columns:1fr!important}}.amort-modal-backdrop{position:fixed;top:0;right:0;bottom:0;left:0;background:#080d1abf;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);z-index:3000;display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;pointer-events:none;transition:opacity .3s ease}.amort-modal-backdrop.active{opacity:1;pointer-events:auto}.amort-modal-content{background:#fff;border-radius:var(--radius-xl);max-width:900px;width:100%;max-height:90vh;overflow-y:auto;box-shadow:0 25px 60px #0000004d;display:flex;flex-direction:column;transform:scale(.95);transition:transform .3s ease}.amort-modal-backdrop.active .amort-modal-content{transform:scale(1)}.amort-modal-header{padding:24px 32px;border-bottom:1px solid var(--border-light);display:flex;justify-content:space-between;align-items:center;background:var(--bg-muted)}.amort-modal-title{font-size:20px;font-weight:800;color:var(--slate-900)}.amort-close-btn{background:transparent;border:none;font-size:26px;color:var(--slate-500);cursor:pointer;line-height:1}.amort-summary-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:20px 32px;background:#f8fafc;border-bottom:1px solid var(--border-light)}.amort-summary-item .label{font-size:11px;text-transform:uppercase;font-weight:700;color:var(--slate-500)}.amort-summary-item .val{font-size:16px;font-weight:800;color:var(--slate-900);margin-top:4px}.amort-table-wrap{padding:24px 32px;overflow-x:auto}.amort-table{width:100%;border-collapse:collapse;font-size:13.5px;text-align:left}.amort-table th{background:var(--slate-100);padding:12px 14px;font-weight:700;color:var(--slate-700);border-bottom:2px solid var(--border-light)}.amort-table td{padding:12px 14px;border-bottom:1px solid var(--border-light);color:var(--slate-700)}.amort-table tbody tr:hover{background:#f1f5f9}.amort-modal-footer{padding:18px 32px;border-top:1px solid var(--border-light);display:flex;justify-content:space-between;align-items:center;background:var(--bg-muted)}.tracker-search-box{max-width:680px;margin:32px auto 0;background:#fff;padding:12px;border-radius:var(--radius-full);box-shadow:0 15px 35px #0000001a;border:1px solid var(--border-light)}.tracker-input-group{display:flex;align-items:center;gap:12px}.tracker-input-icon{font-size:20px;margin-left:16px}.tracker-input-group input{flex:1;border:none;outline:none;font-size:15px;font-family:var(--font-body);color:var(--slate-900)}.tracker-hints{font-size:12px;color:var(--slate-500);margin-top:12px;text-align:center}.tracker-card{max-width:820px;margin:0 auto 40px;background:#fff;border-radius:var(--radius-xl);padding:40px;box-shadow:var(--shadow-lg);border:1px solid var(--border-light)}.tracker-header{display:flex;justify-content:space-between;align-items:flex-start;padding-bottom:28px;border-bottom:1px solid var(--border-light);gap:20px;flex-wrap:wrap}.tracker-ref-tag{font-size:12px;font-weight:800;text-transform:uppercase;color:var(--primary);background:var(--primary-subtle);padding:4px 12px;border-radius:var(--radius-full);display:inline-block;margin-bottom:8px}.tracker-applicant-name{font-size:24px;font-weight:800;color:var(--slate-900);margin-bottom:4px}.tracker-product-meta{font-size:14px;color:var(--slate-600)}.tracker-status-pill{display:inline-flex;align-items:center;gap:8px;padding:8px 18px;border-radius:var(--radius-full);font-weight:700;font-size:13px}.tracker-status-pill.status-blue{background:#e0f2fe;color:#0284c7}.tracker-status-pill.status-yellow{background:#fef3c7;color:#d97706}.tracker-status-pill.status-orange{background:#ffedd5;color:#ea580c}.tracker-status-pill.status-green{background:#dcfce7;color:#16a34a}.status-dot{width:8px;height:8px;border-radius:50%;background:currentColor}.tracker-stepper{display:flex;align-items:center;justify-content:space-between;margin:36px 0;position:relative}.step-item{display:flex;flex-direction:column;align-items:center;text-align:center;position:relative;z-index:2;flex:1}.step-circle{width:44px;height:44px;border-radius:50%;background:#fff;border:3px solid var(--slate-300);color:var(--slate-500);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:16px;margin-bottom:12px;transition:all .3s ease}.step-item.completed .step-circle{background:var(--primary);border-color:var(--primary);color:#fff}.step-item.completed .step-circle:after{content:"✓";font-size:18px}.step-item.completed .step-circle{font-size:0}.step-item.active .step-circle{background:#fff;border-color:var(--primary);color:var(--primary);box-shadow:0 0 0 6px var(--primary-subtle)}.step-line{flex:1;height:3px;background:var(--slate-200);margin:0 -10px 30px;z-index:1;transition:background .3s}.step-line.completed{background:var(--primary)}.step-title{font-size:13px;font-weight:700;color:var(--slate-800);display:block}.step-time{font-size:11px;color:var(--slate-500);margin-top:4px;display:block}.tracker-message-box{display:flex;gap:18px;background:#f8fafc;border:1px solid var(--border-light);border-left:4px solid var(--primary);border-radius:var(--radius-md);padding:20px 24px;margin-bottom:28px}.tracker-message-box .msg-icon{font-size:28px;line-height:1}.tracker-message-box h4{font-size:16px;font-weight:800;color:var(--slate-900);margin-bottom:6px}.tracker-message-box p{font-size:14px;color:var(--slate-600);line-height:1.6}.tracker-actions{display:flex;gap:14px;flex-wrap:wrap}.btn-whatsapp{background:#25d366!important;color:#fff!important;border-color:#25d366!important}.btn-whatsapp:hover{background:#1eb956!important}.tracker-faq-card{max-width:820px;margin:0 auto;background:#fff;border-radius:var(--radius-xl);padding:32px 40px;border:1px solid var(--border-light)}.tracker-faq-card h3{font-size:18px;font-weight:800;color:var(--slate-900);margin-bottom:20px}.faq-mini-item{margin-bottom:16px;padding-bottom:16px;border-bottom:1px solid var(--border-light)}.faq-mini-item:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.faq-mini-item strong{display:block;font-size:14px;color:var(--slate-800);margin-bottom:4px}.faq-mini-item p{font-size:13.5px;color:var(--slate-600);line-height:1.6}.section{padding:50px 0;position:relative}.section-header{margin-bottom:36px}.section-header.text-center{text-align:center}.section-title{font-size:clamp(24px,3.5vw,32px);font-weight:800;color:var(--slate-900);margin-top:10px;margin-bottom:8px}.section-subtitle{font-size:15px;color:var(--slate-600);max-width:580px;margin:0 auto}.grid{display:grid;gap:24px}.grid-3{grid-template-columns:repeat(3,1fr)}.info-card{background:#fff;border:1px solid var(--border-light);border-radius:var(--radius-xl);padding:32px 26px;box-shadow:var(--shadow-sm);transition:var(--transition-smooth);display:flex;flex-direction:column}.info-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:#05966959}.info-card-icon{width:50px;height:50px;border-radius:var(--radius-lg);background:var(--primary-subtle);display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:18px}.info-card h3{font-size:17px;font-weight:700;color:var(--slate-900);margin-bottom:10px}.info-card p{font-size:13.5px;color:var(--slate-600);line-height:1.6}@media(max-width:900px){.grid-3{grid-template-columns:1fr}}.bhs-floating-widget{position:fixed;bottom:28px;right:28px;z-index:2500;display:flex;flex-direction:column;align-items:flex-end}.bhs-floating-btn{display:flex;align-items:center;gap:10px;padding:14px 22px;background:linear-gradient(135deg,#25d366,#128c7e);color:#fff;border:none;border-radius:var(--radius-full);font-family:var(--font-heading);font-size:14px;font-weight:800;cursor:pointer;box-shadow:0 10px 25px #25d36666;position:relative;transition:transform .3s ease,box-shadow .3s ease}.bhs-floating-btn:hover{transform:translateY(-3px) scale(1.03);box-shadow:0 14px 32px #25d36680}.bhs-btn-pulse{position:absolute;top:-2px;left:-2px;right:-2px;bottom:-2px;border-radius:var(--radius-full);border:2px solid #25d366;animation:bhsPulse 2s infinite;pointer-events:none}@keyframes bhsPulse{0%{transform:scale(1);opacity:.8}to{transform:scale(1.15);opacity:0}}.bhs-wa-icon{font-size:18px}.bhs-chat-popup{position:absolute;bottom:70px;right:0;width:340px;background:#fff;border-radius:var(--radius-lg);box-shadow:0 20px 50px #0003;border:1px solid var(--border-light);overflow:hidden;display:flex;flex-direction:column;transform:scale(.9) translateY(20px);opacity:0;pointer-events:none;transition:all .3s cubic-bezier(.16,1,.3,1);transform-origin:bottom right}.bhs-chat-popup.open{transform:scale(1) translateY(0);opacity:1;pointer-events:auto}.bhs-chat-header{background:linear-gradient(135deg,#080d1a,#064e3b);color:#fff;padding:16px 20px;display:flex;justify-content:space-between;align-items:center}.bhs-agent-info{display:flex;align-items:center;gap:12px}.bhs-avatar{position:relative;width:36px;height:36px;border-radius:50%;background:#ffffff26;display:flex;align-items:center;justify-content:center;font-size:18px}.online-indicator{position:absolute;bottom:0;right:0;width:10px;height:10px;border-radius:50%;background:#25d366;border:2px solid #080d1a}.bhs-agent-name{font-size:13.5px;font-weight:700}.bhs-agent-status{font-size:11px;color:#a7f3d0}.bhs-close-btn{background:transparent;border:none;color:#ffffffb3;font-size:22px;cursor:pointer}.bhs-chat-body{padding:18px 20px;background:#f8fafc}.bhs-welcome-msg{font-size:13px;color:var(--slate-700);margin-bottom:14px;line-height:1.5}.bhs-quick-options{display:flex;flex-direction:column;gap:8px}.bhs-opt-btn{background:#fff;border:1px solid var(--border-light);border-radius:var(--radius-md);padding:10px 14px;font-size:12.5px;font-weight:600;color:var(--slate-800);text-align:left;cursor:pointer;display:flex;align-items:center;gap:8px;transition:var(--transition-smooth)}.bhs-opt-btn:hover{background:var(--primary-subtle);border-color:var(--primary);color:var(--primary)}.bhs-chat-footer{padding:14px 20px;background:#fff;border-top:1px solid var(--border-light)}.branch-map-box{margin-top:24px;border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--border-light);background:var(--bg-muted);box-shadow:var(--shadow-sm)}.branch-map-frame{width:100%;height:280px;border:none;display:block}.branch-directions-row{padding:14px 20px;background:#fff;display:flex;justify-content:space-between;align-items:center;border-top:1px solid var(--border-light)}@media print{header,footer,.top-bar,.bhs-floating-widget,.nav-cta-wrap,.btn-whatsapp,#trackerForm{display:none!important}body{background:#fff!important;color:#000!important}.tracker-card,.amort-modal-content{box-shadow:none!important;border:1px solid #ccc!important;max-width:100%!important;margin:0!important;padding:20px!important}}@media(max-width:768px){.tracker-card{padding:24px 16px}.tracker-stepper{flex-direction:column;gap:20px;align-items:flex-start}.step-line{display:none}.step-item{flex-direction:row;gap:14px;text-align:left}.step-circle{margin-bottom:0}.bhs-floating-btn .bhs-btn-label{display:none}.bhs-floating-btn{padding:14px}.bhs-chat-popup{width:300px;right:-10px}.amort-summary-strip{grid-template-columns:repeat(2,1fr);gap:12px;padding:16px}.amort-table-wrap{padding:16px}}