Business Capital Loan
Designed for market traders, artisans, boutique owners, and SMEs looking to expand inventory, purchase tools, or bridge supplier invoices.
- ✓ No heavy collateral for loans up to ₦200,000
- ✓ Daily, weekly, or monthly repayment schedule
- ✓ Loan Top-up qualification after 80% repayment
Personal & Salary Bridge
For employed professionals and salary earners needing quick liquidity for house rent, urgent medical bills, or family support.
- ✓ Fast qualification with payslip or bank statement
- ✓ Same-day disbursement upon ID verification
- ✓ Flexible salary deduction alignment
Emergency 24h Express
When unexpected challenges occur, get expedited processing with minimal hurdles for registered and returning borrowers.
- ✓ Processed and wired within 24 hours
- ✓ Streamlined guarantor confirmation
- ✓ WhatsApp expedited application accepted
Cooperative & Group Loans
For market associations, church clusters, agricultural groups, and trade unions. Borrow collectively with group solidarity.
- ✓ Minimum 5 members per borrowing group
- ✓ Lower group interest rate structure (from 8%)
- ✓ Shared accountability without individual collateral
Loyalty Loan Top-Up
Rewarding borrowers with excellent repayment records. Unlock up to 150% of your previous loan limit with zero extra bureaucracy.
- ✓ Available once 80% of ongoing loan is repaid
- ✓ No new full application required
- ✓ Priority same-day wire transfer
Education & Skills Loans
Invest in tertiary school fees, vocational masterclasses, or international certifications with flexible, structured terms.
- ✓ Direct disbursement to educational institution
- ✓ Grace period during exam / semester transitions
- ✓ Covers ICAN, IT Certifications & University Fees
Quick Product Comparison Matrix
| Product | Loan Range | Tenure | Monthly Rate | Disbursement Speed | Action |
|---|---|---|---|---|---|
| 🏪 Business Loan | ₦50,000 – ₦1,500,000 | 1 – 12 Months | 10% | 24 – 48 Hours | Apply |
| 👤 Personal Loan | ₦20,000 – ₦1,000,000 | 1 – 6 Months | 10% | Same-Day / 24h | Apply |
| 🚨 Emergency Loan | ₦10,000 – ₦300,000 | 1 – 3 Months | Flat 10% | Under 24 Hours | Apply |
| 👥 Group / Cooperative | ₦500,000 – ₦5,000,000 | 1 – 18 Months | From 8-10% | 48 – 72 Hours | Apply |
| 🎓 Education Loan | ₦30,000 – ₦1,000,000 | 3 – 12 Months | 10% | 24 – 48 Hours | Apply |